Onondaga SBDC
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Business Resources Section
The Onondaga Small Business Development Center (SBDC) will offer clients the option to meet in person BY APPOINTMENT ONLY, following CDC Guidelines.
COVID-19 Emergency Relief Package
COVID-19 Emergency Relief Package: Detailed Summary of New Agreement
County Specific Resources
  • Cayuga - https://cayugacountychamber.com/resources/coronavirus-resources-covid-19/
  • Cortland - https://cortlandbusiness.com/
  • Madison - https://www.madisoncounty.ny.gov/1908/Business
  • Onondaga - https://www.ongoved.com/covid-19/
  • Oswego - https://www.oswegocounty.org/covid-19-business-resources.php
  • Seneca - https://www.discoverseneca.com/seneca-chamber/coronavirus/
INDUSTRY SPECIFIC RESOURCES
ARTISTS AND ARTS ORGANIZATIONS:
  • National Endowment for the Arts: COVID-19 Resources for Artists and Arts Organizations
  • KickStarter: Resources for Artists in the COVID-19 Crisis
CO-OPs AND EMPLOYEE OWNERSHIP:
  • ICA Goup: COVID-19 Business Relief
  • United States Federation of Worker Cooperatives (USFWC): COVID-19 Frequently Asked Questions
FARM AND RURAL:
NYS Department of Agriculture and Markets:
What You Need to Know
Cornell Small Farms Program:
  • Resources Page
  • Financial Resources, Grants and Other Support to Build Resilience
USDA.gov: Rural Development COVID-19 Response
FOOD AND RESTAURANT:
Raising the NYS Bar Restaurant Recovery Fund
To qualify for the program, an establishment must:
  • Be a full-service restaurant (NAICS code 722511), or establishment engaged in providing food services and/or meals (prepared on-premises) to patrons - those providing take out food services due to COVID-19 restrictions are also eligible
  • Have less than $3 million in 2019 revenue
  • Be located in New York State
  • Be in operation on or before March 1, 2019
  • Certify and demonstrate financial hardship due to COVID-19
  • Agree to comply with all applicable NY State and local reopening guidance and COVID-19 health and safety policies
Franchises are NOT eligible
Maximum $5,000 grant 
Minority & Women-Owned Business Enterprises are encouraged to apply

  • Centers for Disease Control and Prevention (CDC): Considerations for Restaurants and Bars
  • National Restaurant Association: Coronavirus Information and Resources
ARTICLE:
  • Bon Appetit (updated daily): Closures, Takeout, and Relief Efforts: How Food Businesses Nationwide Are Handling Coronavirus
VENUE OPERATORS:
The Shuttered Venue Operators (SVO) Grant program was established by The Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act, signed into law on December 27, 2020. The program includes $15 billion in grants to shuttered venues, to be administered by the Small Business Administration’s Office of Disaster Assistance.

Eligible entities include:
  • Live venue operators or promoters
  • Theatrical producers
  • Live performing arts organization operators
  • Relevant museum operators, zoos and aquariums who meet specific criteria
  • Motion picture theater operators
  • Talent representatives, and
  • Each business entity owned by an eligible entity that also meets the eligibility requirements
New York State Resources
New York State Small Business Development Center (NYSSBDC):
  • News and Resources for Small Business Owners
Empire State Development:
  • Submit Your COVID-19-Related Business Questions Here
National Resources
Federal Resources: Federal Resources for U.S. Small Businesses
Small businesses have been hit hard by safety measures to slow the spread of COVID-19. With the growing number of resources business owners can turn to, it can be confusing to determine which information is accurate and reliable. Small businesses can use website to:
  • Identify new and traditional federal funding opportunities.
  • Access essential information for small businesses affected by COVID-19.
  • Connect with local small business advisors who can provide guidance and training on using federal resources.
Small Business Administration (SBA):
  • Learning Hub: Plan, Launch, Manage, Market, and Grow your Business
  • Recovery Hub: Recovery essentials, Business resiliency, Underserved communities, Faith-based communities
America's Small Business Development Center (ASBDC):
  • Business Resiliency Resources Webpage
CROWDFUNDING
PACE SBDC - Crowdfunding as an Economic Recovery Tool
Platforms:
  • GoFundMe
  • Indiegogo
  • Kickstarter
  • Kiva
  • Mainvest
  • Wefunder
SBA Economic Injury Disaster Loan (EIDL) & Bridge Loan
UPDATE: The EIDL application deadline has been extended through December 31, 2021.
SBA Economic Injury Disaster Loan (EIDL):
  • COVID-19 Economic Injury Disaster Loan Application Portal
  • Disaster Loan Applications Information
SBA Disaster Bridge Loan:
  • Express Disaster Bridge Loan Information
  • Express Bridge Loan Pilot Program Guide
ARTICLE:
  • SBA’s Economic Injury Disaster Loans and Advance Program Reopened to All Eligible Small Businesses and Non-Profits Impacted by COVID-19 Pandemic - 6/18/20
Paycheck Protection Program (PPP)
Small Business Administration (SBA): Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (Released 1/19/2021)
  • PPP Loan Forgiveness Application Form 3508 (Revised 1/19/21)
  • PPP Loan Forgiveness Application Form 3508EZ (Revised 1/19/21)
  • PPP Loan Forgiveness Application Form 3508S (Revised 1/19/21)
  • Borrower’s Disclosure of Certain Controlling Interests (Released 1/19/2021)
Small Business Administration (SBA): SBA and Treasury Announce PPP Re-Opening; Issue New Guidance - (01/08/21)
SBA Interim Final Rules related to the Paycheck Protection Program:
  • Letter from the Administrator: SBA Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns (01/06/2021)
  • Interim Final Rule: Paycheck Protection Program (PPP) as Amended by the Economic Aid Act (01/06/2021)
  • Interim Final Rule: Paycheck Protection Program (PPP) Second Draw Loans (01/06/2021)
Small Business Administration (SBA): Paycheck Protection Program (PPP)
  • Frequently Asked Questions on PPP Loan Forgiveness
County Specific Programs
Cayuga County COVID-19 Emergency Microloan Program:
  • Cayuga Economic Development Agency: COVID-19 Emergency Microloan Program - DETAILS - 11/11/20
Cortland County COVID-19 Business Assistance Loans:
  • Cortland County BDC: COVID-19 Business Assistance Loans - FACTS
  • Cortland County BDC: Loan Application
Madison County Bridge Loan for Small Businesses:
Madison County - COVID-19 Bridge Loan Program Application
File Size: 42 kb
File Type: docx
Download File

Onondaga County Grants for Small Businesses:
Syracuse Economic Development Corporation (SEDCO): SEDCO COVID-19 Small Business Grant Program
Onondaga County Industrial Development Agency (OCIDA): COVID-19 Small Business Relief Emergency Grant Program Application
  • Onondaga County Industrial Development Agency (OCIDA): Click here for a FAQ with more information and instructions for applying
ARTICLES:
  • Syracuse.com: Syracuse offers winter / coronavirus aid to restaurants, other businesses - 11/10/20
  • Syracuse.com: Onondaga County to provide $5,000 grants to help restaurants with outdoor dining - 10/22/20
  • Syracuse.com: Onondaga County small business owners: How to apply for $10K coronavirus grants - 8/19/20
Oswego County COVID-19 Emergency Relief Program:
  • Operation Oswego County: Loan Application - 4/09/20
  • Operation Oswego County: COVID-19 Emergency Relief Program - FACTS
(For more information, see COUNTY SPECIFIC RESOURCES under the BUSINESS RESOURCES section)
Small Business Administration (SBA)
  • SBA Small Business Debt Relief
  • Small Business Guidance & Loan Resources
  • Recovery Hub: Recovery essentials, Business resiliency, Underserved communities, Faith-based communities
  • Coronavirus (COVID-19): Small Business Guidance & Loan Resources
Tax Information
NY.GOV: New York State tax implications of the federal CARES Act
Taxpayer Advocate Service: COVID-19 Business Tax Relief Tool
Internal Revenue Service (IRS):
  • Coronavirus Tax Relief for Businesses and Tax-Exempt Entities
  • Common errors businesses should avoid when claiming employer tax credits - 11/18/20
  • Here’s who qualifies for the employee business expense deduction - 11/16/20
  • Employee Retention Credit FAQS
START-UP NY Program:
  • Empire State Development: START-UP NY Program
START-UP NY helps new and expanding businesses through tax-based incentives and innovative academic partnerships. START-UP NY offers new and expanding businesses the opportunity to operate tax-free for 10 years on or near eligible university or college campuses in New York State. Partnering with these schools gives businesses direct access to advanced research laboratories, development resources and experts in key industries.
  • Business Application
  • Sponsor Application
New York Forward Loan Fund
Empire State Development: New York Forward Loan Fund
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.
NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small residential landlords that have seen a loss of rental income.

  • New York Forward Loan Fund Application
  • Frequently Asked Questions (FAQs)
New York Forward Small Business Lease Assistance Partnership
Governor Cuomo Announces Launch of New York Forward Small Business Lease Assistance Partnership
As a result of the economic impacts of COVID-19, many previously successful small businesses are struggling to pay their rent. At the same time, landlords are experiencing reduced rental income and increases in commercial vacancies, as their business tenants permanently close due to inability to pay. The New York Forward Small Business Lease Assistance Partnership is a public-private partnership between Empire State Development, the nonprofit Start Small Think Big, and the New York Bar Association to help avoid business evictions. The initiative provides both small businesses and commercial landlords with pro bono legal services, and the information needed to reach a mutually agreeable lease renegotiation.
  • New York Forward Small Business Lease Assistance Partnership Website
  • New York Forward Small Business Lease Assistance Program (LAP) Request for Assistance Form
Main Street Lending Program
Federal Reserve Bank of Boston: The Federal Reserve's Main Street Lending Program
This program is designed to help credit flow to small and medium-sized for-profit businesses and nonprofit organizations that were in sound financial condition before the onset of the COVID-19 crisis, but now need loans to help maintain their operations until they have recovered from, or adapted to, the impacts of the pandemic.
Department of Labor (DOL)
What You Need to Know About Filing for Unemployment Insurance During the Pandemic:
  • Coronavirus Aid, Relief, and Economic Security (CARES) Act
Suspension of Debt Collection
  • Letitia James, NY Attorney General: COVID-19 Application For Suspension Of Debt Collection Activity
Scam Alert
All official communications from the SBA will come from a SBA.gov e-mail address. When in doubt, ask before responding. We are happy to forward the communication to our SBA contacts for authenticity verification.
  • SBA: Office of Inspector General Hotline - Report fraud, waste, abuse, mismanagement, or misconduct involving SBA programs or employees
ARTICLE:
  • SBA: Be Alert About Email Phishing Scams – Bad Actors Seeking to Take Advantage through “SBA Loan Application”
Articles
COVID-19 Emergency Relief Package:
Small Business Administration (SBA): SBA and Treasury Announce PPP Re-Opening; Issue New Guidance - (01/08/21)
  • Syracuse.com: PPP Round 2: What small business owners need to do right now to get help - (01/09/21)
  • Entrepreneur.com: New Stimulus Bill Includes Second Round of PPP Loans for Small Business and Forgiveness Rule Changes Favorable to Borrowers - (12/22/20)
  • NCBACLUSA.COOP: Co-ops included in the released $2.3 trillion spending bill, providing economic relief to people and small businesses impacted by COVID-19 - (12/22/20)
US Department of the Treasury - SBA and Treasury Announce Simpler PPP Forgiveness for Loans of $50,000 or Less - (10/08/20)
  • Entrepreneur.com - SBA Approves Simple 1-Page PPP Forgiveness Application for Loans of $50,000 or Less - (10/12/2020)
Paycheck Protection Program (PPP) Policy Update – (08/11/20)
SBA & Treasury have recently released additional guidance:
  • Interim Final Rule - Appeals of SBA Loan Review Decisions Under the PPP (8/11/20)
  • Frequently Asked Questions – FAQs # 50 and #51 have been added (8/11/20)
  • Frequently Asked Questions For Loan Forgiveness (8/11/20)
  • Summary of PPP lending as of 8/8/20 (8/11/20)
For more information and updates, visit SBA.gov/PaycheckProtection or Treasury.gov/CARES
  • Syracuse.com: Small businesses can apply for PPP loans again: What you need to know - (7/07/20)
UPDATE: Changes were just signed into law for the Paycheck Protection Program (PPP) that will be of great benefit to Small Businesses Read
  • US Department of the Treasury: Joint Statement by Treasury Secretary Steven T. Mnuchin and SBA Administrator Jovita Carranza Regarding Enactment of the Paycheck Protection Program Flexibility Act - (6/08/20)
  • Dermody, Burke & Brown, CPAs, LLC: Paycheck Protection Flexibility Act of 2020 - (6/05/20)
  • Forbes.com: SBA Releases Paycheck Protection Program Loan Forgiveness Application: A Deep Dive - (5/06/20)
  • TheBalance.com: What's in the 2020 Coronavirus Relief Law (CARES Act)? - (4/29/20)
  • NPR.org: What's Inside The Senate's $2 Trillion Coronavirus Aid Package - (3/26/20)
We will be adding to the list above as the situation develops, so check back for updates periodically.

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Mulroy Hall   l   Fourth Floor   l   4926 Onondaga Rd   l   Syracuse, NY 13215
sbdc@sunyocc.edu
315-498-6070

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Onondaga Small Business Development Center. Partnership Program with the SBA, administered by the State University of New York. Funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. All SBA funded programs are extended to the public on a nondiscriminatory basis. 
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  • SIGN-UP
  • COVID-19
    • General Guidance
    • Re-Opening the Local Economy
    • Business Resources
    • Workforce and Employment
    • COVID-19 Info
  • Consulting
    • Specialty Consultant Program
    • Start-Up Business
    • Estabished Business
    • Specialized Services
  • Workshops
    • Fast Track
    • Virtual Coffee Talk
    • Webinars and Resources
  • Blog
  • ABOUT
    • About Us
    • Advisors & Staff
    • FAQs
  • Contact