The Onondaga Small Business Development Center (SBDC) will offer clients the option to meet in person BY APPOINTMENT ONLY, following CDC Guidelines.
COVID-19 Emergency Relief Package
COVID-19 Emergency Relief Package: Detailed Summary of New Agreement
County Specific Resources
- Cayuga - https://cayugacountychamber.com/resources/coronavirus-resources-covid-19/
- Cortland - https://cortlandbusiness.com/
- Madison - https://www.madisoncounty.ny.gov/1908/Business
- Onondaga - https://www.ongoved.com/covid-19/
- Oswego - https://www.oswegocounty.org/covid-19-business-resources.php
- Seneca - https://www.discoverseneca.com/seneca-chamber/coronavirus/
INDUSTRY SPECIFIC RESOURCES
ARTISTS AND ARTS ORGANIZATIONS:
- National Endowment for the Arts: COVID-19 Resources for Artists and Arts Organizations
- KickStarter: Resources for Artists in the COVID-19 Crisis
CO-OPs AND EMPLOYEE OWNERSHIP:
- ICA Goup: COVID-19 Business Relief
- United States Federation of Worker Cooperatives (USFWC): COVID-19 Frequently Asked Questions
Cornell Small Farms Program:
USDA.gov: Rural Development COVID-19 Response
FOOD AND RESTAURANT:
Raising the NYS Bar Restaurant Recovery Fund
To qualify for the program, an establishment must:
Maximum $5,000 grant
Minority & Women-Owned Business Enterprises are encouraged to apply
Raising the NYS Bar Restaurant Recovery Fund
To qualify for the program, an establishment must:
- Be a full-service restaurant (NAICS code 722511), or establishment engaged in providing food services and/or meals (prepared on-premises) to patrons - those providing take out food services due to COVID-19 restrictions are also eligible
- Have less than $3 million in 2019 revenue
- Be located in New York State
- Be in operation on or before March 1, 2019
- Certify and demonstrate financial hardship due to COVID-19
- Agree to comply with all applicable NY State and local reopening guidance and COVID-19 health and safety policies
Maximum $5,000 grant
Minority & Women-Owned Business Enterprises are encouraged to apply
- Centers for Disease Control and Prevention (CDC): Considerations for Restaurants and Bars
- National Restaurant Association: Coronavirus Information and Resources
ARTICLE:
- Bon Appetit (updated daily): Closures, Takeout, and Relief Efforts: How Food Businesses Nationwide Are Handling Coronavirus
VENUE OPERATORS:
The Shuttered Venue Operators (SVO) Grant program was established by The Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act, signed into law on December 27, 2020. The program includes $15 billion in grants to shuttered venues, to be administered by the Small Business Administration’s Office of Disaster Assistance.
Eligible entities include:
The Shuttered Venue Operators (SVO) Grant program was established by The Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act, signed into law on December 27, 2020. The program includes $15 billion in grants to shuttered venues, to be administered by the Small Business Administration’s Office of Disaster Assistance.
Eligible entities include:
- Live venue operators or promoters
- Theatrical producers
- Live performing arts organization operators
- Relevant museum operators, zoos and aquariums who meet specific criteria
- Motion picture theater operators
- Talent representatives, and
- Each business entity owned by an eligible entity that also meets the eligibility requirements
New York State Resources
New York State Small Business Development Center (NYSSBDC):
Empire State Development:
National Resources
Federal Resources: Federal Resources for U.S. Small Businesses
Small businesses have been hit hard by safety measures to slow the spread of COVID-19. With the growing number of resources business owners can turn to, it can be confusing to determine which information is accurate and reliable. Small businesses can use website to:
Small businesses have been hit hard by safety measures to slow the spread of COVID-19. With the growing number of resources business owners can turn to, it can be confusing to determine which information is accurate and reliable. Small businesses can use website to:
- Identify new and traditional federal funding opportunities.
- Access essential information for small businesses affected by COVID-19.
- Connect with local small business advisors who can provide guidance and training on using federal resources.
Small Business Administration (SBA):
America's Small Business Development Center (ASBDC):
CROWDFUNDING
SBA Economic Injury Disaster Loan (EIDL) & Bridge Loan
UPDATE: The EIDL application deadline has been extended through December 31, 2021.
SBA Economic Injury Disaster Loan (EIDL):
SBA Disaster Bridge Loan:
Paycheck Protection Program (PPP)
Small Business Administration (SBA): Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (Released 1/19/2021)
- PPP Loan Forgiveness Application Form 3508 (Revised 1/19/21)
- PPP Loan Forgiveness Application Form 3508EZ (Revised 1/19/21)
- PPP Loan Forgiveness Application Form 3508S (Revised 1/19/21)
- Borrower’s Disclosure of Certain Controlling Interests (Released 1/19/2021)
Small Business Administration (SBA): SBA and Treasury Announce PPP Re-Opening; Issue New Guidance - (01/08/21)
SBA Interim Final Rules related to the Paycheck Protection Program:
- Letter from the Administrator: SBA Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns (01/06/2021)
- Interim Final Rule: Paycheck Protection Program (PPP) as Amended by the Economic Aid Act (01/06/2021)
- Interim Final Rule: Paycheck Protection Program (PPP) Second Draw Loans (01/06/2021)
Small Business Administration (SBA): Paycheck Protection Program (PPP)
County Specific Programs
Cayuga County COVID-19 Emergency Microloan Program:
- Cayuga Economic Development Agency: COVID-19 Emergency Microloan Program - DETAILS - 11/11/20
Cortland County COVID-19 Business Assistance Loans:
- Cortland County BDC: COVID-19 Business Assistance Loans - FACTS
- Cortland County BDC: Loan Application
Madison County Bridge Loan for Small Businesses:

Madison County - COVID-19 Bridge Loan Program Application | |
File Size: | 42 kb |
File Type: | docx |
Onondaga County Grants for Small Businesses:
Syracuse Economic Development Corporation (SEDCO): SEDCO COVID-19 Small Business Grant Program
Onondaga County Industrial Development Agency (OCIDA): COVID-19 Small Business Relief Emergency Grant Program Application
- Onondaga County Industrial Development Agency (OCIDA): Click here for a FAQ with more information and instructions for applying
ARTICLES:
Oswego County COVID-19 Emergency Relief Program:
- Operation Oswego County: Loan Application - 4/09/20
- Operation Oswego County: COVID-19 Emergency Relief Program - FACTS
Small Business Administration (SBA)
Tax Information
Taxpayer Advocate Service: COVID-19 Business Tax Relief Tool
Internal Revenue Service (IRS):
START-UP NY Program:
- Empire State Development: START-UP NY Program
New York Forward Loan Fund
Empire State Development: New York Forward Loan Fund
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.
NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small residential landlords that have seen a loss of rental income.
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.
NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small residential landlords that have seen a loss of rental income.
New York Forward Small Business Lease Assistance Partnership
Governor Cuomo Announces Launch of New York Forward Small Business Lease Assistance Partnership
As a result of the economic impacts of COVID-19, many previously successful small businesses are struggling to pay their rent. At the same time, landlords are experiencing reduced rental income and increases in commercial vacancies, as their business tenants permanently close due to inability to pay. The New York Forward Small Business Lease Assistance Partnership is a public-private partnership between Empire State Development, the nonprofit Start Small Think Big, and the New York Bar Association to help avoid business evictions. The initiative provides both small businesses and commercial landlords with pro bono legal services, and the information needed to reach a mutually agreeable lease renegotiation.
As a result of the economic impacts of COVID-19, many previously successful small businesses are struggling to pay their rent. At the same time, landlords are experiencing reduced rental income and increases in commercial vacancies, as their business tenants permanently close due to inability to pay. The New York Forward Small Business Lease Assistance Partnership is a public-private partnership between Empire State Development, the nonprofit Start Small Think Big, and the New York Bar Association to help avoid business evictions. The initiative provides both small businesses and commercial landlords with pro bono legal services, and the information needed to reach a mutually agreeable lease renegotiation.
Main Street Lending Program
Federal Reserve Bank of Boston: The Federal Reserve's Main Street Lending Program
This program is designed to help credit flow to small and medium-sized for-profit businesses and nonprofit organizations that were in sound financial condition before the onset of the COVID-19 crisis, but now need loans to help maintain their operations until they have recovered from, or adapted to, the impacts of the pandemic.
This program is designed to help credit flow to small and medium-sized for-profit businesses and nonprofit organizations that were in sound financial condition before the onset of the COVID-19 crisis, but now need loans to help maintain their operations until they have recovered from, or adapted to, the impacts of the pandemic.
Department of Labor (DOL)
What You Need to Know About Filing for Unemployment Insurance During the Pandemic:
Suspension of Debt Collection
- Letitia James, NY Attorney General: COVID-19 Application For Suspension Of Debt Collection Activity
Scam Alert
All official communications from the SBA will come from a SBA.gov e-mail address. When in doubt, ask before responding. We are happy to forward the communication to our SBA contacts for authenticity verification.
- SBA: Office of Inspector General Hotline - Report fraud, waste, abuse, mismanagement, or misconduct involving SBA programs or employees
Articles
COVID-19 Emergency Relief Package:
Small Business Administration (SBA): SBA and Treasury Announce PPP Re-Opening; Issue New Guidance - (01/08/21)
Small Business Administration (SBA): SBA and Treasury Announce PPP Re-Opening; Issue New Guidance - (01/08/21)
- Syracuse.com: PPP Round 2: What small business owners need to do right now to get help - (01/09/21)
- Entrepreneur.com: New Stimulus Bill Includes Second Round of PPP Loans for Small Business and Forgiveness Rule Changes Favorable to Borrowers - (12/22/20)
- NCBACLUSA.COOP: Co-ops included in the released $2.3 trillion spending bill, providing economic relief to people and small businesses impacted by COVID-19 - (12/22/20)
US Department of the Treasury - SBA and Treasury Announce Simpler PPP Forgiveness for Loans of $50,000 or Less - (10/08/20)
Paycheck Protection Program (PPP) Policy Update – (08/11/20)
SBA & Treasury have recently released additional guidance:
SBA & Treasury have recently released additional guidance:
- Interim Final Rule - Appeals of SBA Loan Review Decisions Under the PPP (8/11/20)
- Frequently Asked Questions – FAQs # 50 and #51 have been added (8/11/20)
- Frequently Asked Questions For Loan Forgiveness (8/11/20)
- Summary of PPP lending as of 8/8/20 (8/11/20)
UPDATE: Changes were just signed into law for the Paycheck Protection Program (PPP) that will be of great benefit to Small Businesses Read
- Dermody, Burke & Brown, CPAs, LLC: Paycheck Protection Flexibility Act of 2020 - (6/05/20)
- Forbes.com: SBA Releases Paycheck Protection Program Loan Forgiveness Application: A Deep Dive - (5/06/20)
- TheBalance.com: What's in the 2020 Coronavirus Relief Law (CARES Act)? - (4/29/20)
- NPR.org: What's Inside The Senate's $2 Trillion Coronavirus Aid Package - (3/26/20)
We will be adding to the list above as the situation develops, so check back for updates periodically.
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